Our story started over 190 years ago, when we were founded as Scottish Equitable here in the UK. Today we’re part of Aegon, a global financial services company.

As the UK’s largest platform provider, we provide pensions, savings and investment products to over
4 million customers. We do that by partnering with financial advisers and providing workplace pension schemes to over 9,000 employers.

We’re here for everyone who wants to make the most of their time on the planet and help leave it better than they found it.
That’s why our purpose is to help customers live their best lives.

Alpha Real Capital Limited (the Group) encompasses AlphaReal and Time Investments. AlphaReal is a specialist real assets investment manager focused on secure income strategies. We invest in UK and European assets with predictable secure long term cash flows. We provide market leading and innovative real asset solutions across a range of investments such as commercial ground rents, renewable infrastructure, social infrastructure and secured lending, combining operational real estate expertise and fixed income skills.

Aon plc (NYSE: AON) exists to shape decisions for the better — to protect and enrich the lives of people around the world. Through actionable analytic insight, globally integrated Risk Capital and Human Capital expertise, and locally relevant solutions, our colleagues provide clients in over 120 countries and sovereignties with the clarity and confidence to make better risk and people decisions that help protect and grow their businesses.

Aviva: Leading the Way in Insurance, Wealth, and Retirement

At Aviva, our purpose is to be with you today for a better tomorrow. We’re one of the UK’s leading providers of insurance, wealth, and retirement solutions, committed to helping our customers make the most of life.As one of the largest corporate pension providers in the UK, we combine innovation, performance, and service to support workers in navigating retirement planning. We strive to be the best partner at every step, offering comprehensive workplace benefits and continuously enhancing our platforms to exceed expectations.

BESTrustees has been a leading provider of professional trusteeship to UK occupational pension schemes for over 30 years. We focus exclusively on trusteeship and offer no other services, making us free from any conflicts of interest and allowing us to hold advisers to account and control costs in a way that a firm that provides additional services cannot.
We are 100% owned by our employees which means we are truly independent and not subject to the demands of external capital providers and avoids any conflicts of interest with advisers and service providers. In our market, this makes us distinct from other providers.

As one of the world’s leading independent global investment firms, Invesco is dedicated to rethinking possibilities for our clients around the world. We manage $1.84 trillion in assets¹ with an on-the-ground presence in more than 20 countries across the globe. Our scale, paired with our breadth of investment capabilities, positions us very well to help clients achieve their long-term financial goals.

We have an open, partnership approach to ensure that we bring the expertise and resources of Invesco’s global organisation to help pension schemes achieve their investment objectives. Over the years our specialist in-house capabilities have evolved dramatically. Aside from traditional markets, we have an extensive range of alternative capabilities from senior loans and private credit, through to real estate and infrastructure. We have also recently launched retirement solutions to meet the changing demands of modern retirees.

LexisNexis® Risk Solutions harnesses the power of data, sophisticated analytics platforms and technology solutions to provide insights that help businesses across multiple industries and governmental entities reduce risk and improve decisions to benefit people around the globe. Headquartered in metro Atlanta, Georgia, we have offices throughout the world and are part of RELX (LSE: REL/NYSE: RELX), a global provider of information-based analytics and decision tools for professional and business customers.

NatWest Cushon, part of NatWest Group, offers a Master Trust pension scheme alongside a range of workplace savings products.

NatWest Cushon’s app-first approach, climate-focused investment strategy and jargon-free financial education come together to improve pension engagement, driving increased value for members in the long-term. The solution fully integrates with payroll and benefit platform too.

Our aim is to help employers help their employees build better savings habits and a feel good future

To find out more please visit http://www.cushon.co.uk/

Industry events and awards – adviser audience profile

Scottish Widows enjoys a proud history of helping people plan for their financial futures for over 200 years. Today, as one of the most recognised and trusted brands in its sector, they have over 6 million customers across a broad product range including life cover, critical illness, income protection, pensions, annuities, savings and investments.

The organisation is committed to supporting advisers and their clients by providing market insight and guidance, and continually innovating and improving their service, support, and propositions. In 2024, this was recognised by intermediaries through numerous industry award wins and at the start of 2025, Scottish Widows and the Scottish Widows Platform retained their ‘A’ financial strength rating from analytics firm, AKG, while Defaqto rated a range of products with 5 stars.

From an investment point of view, Scottish Widows has a focus on sustainability and have launched a number of publications about their approach. This includes their Responsible Investment Framework and Stewardship Policy and their Climate Action Plan, which includes a key target of decarbonising all investments by 2050.

For more information on Scottish Widows, visit adviser.scottishwidows.co.uk

TwentyFour Asset Management are high conviction, active fixed income specialists headquartered in the city of London and a boutique of the Swiss based Vontobel Group. Our specialist focus enables us to seek value across the global bond markets and deliver long-term outperformance for our investors.

Since our inception in 2008, we have built a strong reputation for performance, expertise and innovation in the global bond markets. Our robust investment process and transparent products aim to generate attractive risk-adjusted returns across market cycles, with a focus on capital preservation.

We currently have £21.7bn in assets under management (as at 31.03.2025).

At Van Lanschot Kempen Investment Management, we invest responsibly and with conviction.
We are active managers who bring free thinking, resolve and originality to investment decisions. This helps us to reach hard-to-access asset classes that are often missed by our competitors. As leading fiduciary managers, we look after large pension portfolios for our Netherlands and UK clients – taking great care to facilitate good outcomes for everyone invested in our schemes. Van Lanschot Kempen Investment Management is a wholly owned subsidiary of Van Lanschot Kempen N.V., the oldest independent Dutch financial institution and a company listed on the Euronext Amsterdam stock exchange.

XPS Group is a leading UK consulting and administration business specialising in the pensions and insurance sectors. A FTSE 250 company, XPS combines expertise and insight with advanced technology and analytics to address the needs of over 1,400 pension schemes and their sponsoring employers on an ongoing and project basis. We undertake pensions administration for over one million members and provide advisory services to schemes and corporate sponsors in respect of schemes of all sizes, including 86 with assets over £1bn. We also provide wider ranging support to insurance companies in the life and bulk annuities sector.

Mercer, a business of Marsh McLennan (NYSE: MMC), is a global leader in helping clients realize their investment objectives, shape the future of work and enhance health and retirement outcomes for their people. Marsh McLennan is a global leader in risk, strategy and people, advising clients in 130 countries across four businesses: Marsh, Guy Carpenter, Mercer and Oliver Wyman. With annual revenue of $23 billion and more than 85,000 colleagues, Marsh McLennan helps build the confidence to thrive through the power of perspective.
For more information, visit mercer.com, or follow on LinkedIn and X.

The purpose of PIC is to pay the pensions of its current and future policyholders. PIC provides secure retirement incomes through comprehensive risk management and excellence in asset and liability management, as well as exceptional customer service. At half year 2024, PIC had insured 348,600 pension scheme members and had £47.7 billion in financial investments, accumulated through the provision of tailored pension insurance buyouts and buy-ins to the trustees and sponsors of UK defined benefit pension schemes. At 30 June 2024, PIC had made total pension payments of £14.9 billion to its policyholders and had invested more than £13 billion in the UK economy, creating considerable social value. Clients include FTSE 100 companies, multinationals and the public sector.
PIC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority (FRN 454345).
For further information please visit www.pensioncorporation.com

Royal London Asset Management is one of the UK’s leading investment companies, having built a strong reputation as an innovative manager, investing across all major asset classes. We manage over £173 billion of assets (as at 31 December 2024), split between equities, fixed interest, multi asset investing, property and cash, with a market leading capability in sustainable investing. Products include funds and segregated accounts investing in government bonds, investment grade, high yield and unrated credit, equity income and equity growth across global developed markets, as well as UK property and cash and short-term money market instruments.

Sackers is the UK’s leading specialist law firm to the pensions and retirement savings industry, advising trustees, employers and pension providers on all aspects of their pension arrangements. We have over 70 lawyers under one roof, of whom 29 are pensions partners and 46 are qualified lawyers engaged solely in providing pensions advice.

Our focus is 100% on pensions. Everything the firm does is geared towards providing our pensions clients with the very best advice on legal issues relating to their UK pension arrangements for both DB and DC schemes. We have general pensions advisers as well as specialists in investment, finance and litigation, who are available to provide expert guidance and build long-lasting client relationships. Our commitment to putting the needs of our clients first, combined with our in-depth knowledge and experience of the widest range of pensions issues, enables us to deliver exceptional service.